ML
Market Lens
Bank market footprint
Trustmark BankCOMPLETESOD 2025 · PEP Census PEP vintage-2025 · BEA BEA CAGDP9 2019-2024 · QCEW BLS QCEW 2019-2024 · CBSA 2023 OMB CBSA delineation
ACE HomeRun new analysis
ML_01Bank

Trustmark Bank

Market Lens — bank market footprint analysis from FDIC Summary of Deposits (June 2025), Census PEP, BEA and BLS QCEW.

COMPLETEMS38 marketsMethodology
ML_07AI executive summary
AI brief

A $15.2bn book; 18.8% of deposits sit in high-growth markets; the largest market is 39.3% of the book; 2 high-growth markets are losing share.

Generated 22 Aug 2026, 03:35 UTC · drafted over all 38 markets · 11 citations, every one resolved against the computed rows

ML_02Book
Book
$15.2bn

38 markets

In high-growth markets

9 of 38

Largest position
Top 5
59% of book

Deposits are this bank’s pro forma SOD book in each market, not market size. Jackson’s 30.4% is share of that metro; 39.3% is share of Trustmark Bank’s own book.

ML_03Footprint map

Where the deposits are

Every market the bank books deposits in, shaded by the column the table is sorted by. Drag to pan, scroll or use the controls to zoom; the arrow keys move between markets.

Footprint map

Each shaded region is a market, not a state — CBSAs cross state lines, and rural markets are single counties drawn on top of the metro layer.

Shading: Bank deposits (current) (US dollars) · sequential ramp · 38 markets in view

  • Highest$396.3m to $6.0bn8 markets
  • Band 4$227.7m to <$396.3m7 markets
  • Band 3$142.6m to <$227.7m8 markets
  • Band 2$92.9m to <$142.6m7 markets
  • Lowest$13.3m to <$92.9m8 markets
  • No datano value for this measure0 markets
  • Hatchedlimited-service offices in the market12 markets

Sequential ramp on slate with alpha, five quantile bins — this measure carries no direction.

Trustmark Bank (cert 4988) · 38 markets · unfiltered · as of 22 Aug 2026, 03:35 UTC

Loading county geometry…

Click a market to open it. Scroll or pinch to zoom, drag to pan, double-click to zoom in, and the buttons in the corner do the same from the keyboard — Fit returns to the whole footprint. The map itself is one tab stop: Tab moves into it, the arrow keys move between neighbouring markets, Home and End jump to the first and last, Enter or Space selects, and Escape clears the selection.

ML_07AAI strengths & watch items
Strength

Panama City-Panama City Beach, FL is a growth market where the franchise is already established (Entrenched Leader).

Deposit share compounds where population and income are growing: the same branch network gathers a larger book each year without new capital expenditure.

Strength

Crestview-Fort Walton Beach-Destin, FL is a growth market where the franchise is already established (Established - Mature).

Deposit share compounds where population and income are growing: the same branch network gathers a larger book each year without new capital expenditure.

Strength

Houston-Pasadena-The Woodlands, TX is a growth market where the franchise is already established (Established - Mature).

Deposit share compounds where population and income are growing: the same branch network gathers a larger book each year without new capital expenditure.

Watch

Jackson, MS scores below the national distribution on the growth composite.

A shrinking or flat market makes share gains a zero-sum fight for the same deposits, which shows up as price competition before it shows up in volume.

Watch

Memphis, TN-MS-AR scores below the national distribution on the growth composite.

A shrinking or flat market makes share gains a zero-sum fight for the same deposits, which shows up as price competition before it shows up in volume.

Watch

Hattiesburg, MS scores below the national distribution on the growth composite.

A shrinking or flat market makes share gains a zero-sum fight for the same deposits, which shows up as price competition before it shows up in volume.

3 strengths · 3 watch items · 11 cited figures. Hover a figure to raise its row on the map and in the ranking table; select it to open that market in full.

ML_07BCaveats
Strategic question

Where would the next branch buy the most incremental share, given where the franchise is already entrenched?

Caveatsfrom the run’s own data flags
  • Deposit shares are Summary of Deposits book values as of the June survey date and follow the booking office, not the customer.
  • Markets flagged in data_flags carry a stated caveat in the row.
Claims dropped

0 claims dropped — every claim on screen resolved against the computed rows. The 11 figures above are the ones that survived that check.

Machine-generated from the computed figures shown above. Every number is calculated in Python and cited; the model interprets and never calculates. It is interpretation, not a statement about the institution’s condition or management.

GrowthShare
Size

Showing 38 of 38 markets · sorted by Bank deposits (current), highest first · 40 columns hidden

Rows are comfortable — the density toggle sits on the table, with the export controls.
ML_04Ranked markets

Every market, ranked

Sorted client-side from the complete row set. Sort, filter, density and the selected market all live in the URL, so a shared link reopens exactly this view.

38 markets shown · sorted by Bank deposits (current) high to low · 40 columns hidden

CSV carries the sort, the visible columns and the filtered row set exactly as shown, plus a provenance header. XLSX and PowerPoint are the logged N6 waiver (P1-05).

Markets ranked by Bank deposits (current), highest first. 38 markets. The last row is a total over the markets shown.
Row actionDetail
Jackson, MS27140MSSecondary MetroMediumEntrenched Leader (consolidating)Entrenched Leader (consolidating); share 30.4% (-416bps 5yr); 33 branches (-13 5yr); entered 1994$199.2mDeposits, Jackson, MS: $3.8bn in 2016 rising to $6.0bn in 20255.3%$6.0bn30.4%-416 bps-0.15
Memphis, TN-MS-AR32820MS|TNMajor MetroLowEstablished - MatureEstablished - Mature; share 2.6% (+34bps 5yr); 21 branches (+0 5yr); entered 1994$55.0mDeposits, Memphis, TN-MS-AR: $684.3m in 2016 rising to $990.0m in 20254.2%$990.0m2.6%+34 bps-0.55
Panama City-Panama City Beach, FL37460FLSmall MetroHighEntrenched LeaderEntrenched Leader; share 17.7% (+315bps 5yr); 7 branches (-1 5yr); entered 2004$112.6mDeposits, Panama City-Panama City Beach, FL: $348.3m in 2016 rising to $788.0m in 20259.5%$788.0m17.7%+315 bps+1.53
Crestview-Fort Walton Beach-Destin, FL18880FLSecondary MetroHighEstablished - MatureEstablished - Mature; share 7.7% (+6bps 5yr); 7 branches (+0 5yr); entered 2004$87.4mDeposits, Crestview-Fort Walton Beach-Destin, FL: $277.1m in 2016 rising to $611.7m in 20259.2%$611.7m7.7%+6 bps+1.11
Houston-Pasadena-The Woodlands, TX26420TXMajor MetroHighEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 12 branches (+0 5yr); entered 2004$53.1mDeposits, Houston-Pasadena-The Woodlands, TX: $467.0m in 2016 rising to $584.6m in 20252.5%$584.6m+0.73
Hattiesburg, MS25620MSSmall MetroMediumEntrenched LeaderEntrenched Leader; share 12.9% (-362bps 5yr); 9 branches (+0 5yr); entered 1994$70.0mDeposits, Hattiesburg, MS: $364.4m in 2016 rising to $559.8m in 20254.9%$559.8m12.9%-362 bps-0.01
Montgomery, AL33860ALSecondary MetroMediumEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 7 branches (+0 5yr); entered 2013$64.1mDeposits, Montgomery, AL: $224.6m in 2016 rising to $448.9m in 20258.0%$448.9m-0.12
Mobile, AL33660ALSecondary MetroMediumEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 6 branches (+0 5yr); entered 2013$71.3mDeposits, Mobile, AL: $278.8m in 2016 rising to $427.9m in 20254.9%$427.9m+0.11
Vicksburg, MS46980MSMicropolitanLowEntrenched LeaderEntrenched Leader; share 28.4% (-14bps 5yr); 4 branches (-1 5yr); entered 1995$174.4mDeposits, Vicksburg, MS: $233.4m in 2016 rising to $348.8m in 20254.6%$348.8m28.4%-14 bps-0.75
Huntsville, AL26620ALSecondary MetroHighEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 5 branches (-1 5yr); entered 2017; CAUTION: $0.1bn booked OUT of offices here between the 2020 and 2025 surveys (office-level book relocation, see methodology 8.6) -- check whether the move was intra-market (share unaffected) or cross-market (share delta is partly a booking change, not an operating result) before reading this label$85.0mDeposits, Huntsville, AL: $165.3m in 2017 rising to $340.0m in 20259.4%$340.0m+1.51
Brookhaven, MS15020MSMicropolitanMediumEntrenched LeaderEntrenched Leader; share 31.8% (-165bps 5yr); 3 branches (+0 5yr); entered 1994$104.7mDeposits, Brookhaven, MS: $207.8m in 2016 rising to $314.1m in 20254.7%$314.1m31.8%-165 bps-0.13
McComb, MS32620MSMicropolitanLowEntrenched LeaderEntrenched Leader; share 24.4% (+416bps 5yr); 4 branches (+0 5yr); entered 1994$76.3mDeposits, McComb, MS: $192.2m in 2016 rising to $305.0m in 20255.3%$305.0m24.4%+416 bps-0.47
Meridian, MS32940MSMicropolitanLowEntrenched LeaderEntrenched Leader; share 15.3% (+161bps 5yr); 3 branches (-1 5yr); entered 1994$94.6mDeposits, Meridian, MS: $170.8m in 2016 rising to $283.8m in 20255.8%$283.8m15.3%+161 bps-0.52
Laurel, MS29860MSMicropolitanLowEntrenched LeaderEntrenched Leader; share 14.1% (+29bps 5yr); 2 branches (-2 5yr); entered 1994; CAUTION: $0.1bn booked OUT of offices here between the 2020 and 2025 surveys (office-level book relocation, see methodology 8.6) -- check whether the move was intra-market (share unaffected) or cross-market (share delta is partly a booking change, not an operating result) before reading this label$129.3mDeposits, Laurel, MS: $177.9m in 2016 rising to $258.6m in 20254.2%$258.6m14.1%+29 bps-0.40
Birmingham, AL13820ALMajor MetroMediumEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 5 branches (+0 5yr); entered 2013$51.4mDeposits, Birmingham, AL: $95.3m in 2016 rising to $257.1m in 202511.7%$257.1m+0.07
Daphne-Fairhope-Foley, AL19300ALSecondary MetroHighEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 4 branches (+0 5yr); entered 2013$55.1mDeposits, Daphne-Fairhope-Foley, AL: $89.7m in 2016 rising to $220.3m in 202510.5%$220.3m+1.88
Selma, AL42820ALMicropolitanLowEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 1 branches (-1 5yr); entered 2013$211.3mDeposits, Selma, AL: $118.9m in 2016 rising to $211.3m in 20256.6%$211.3m-1.08
Escambia County, Alabama01053ALRuralMediumEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 2 branches (+0 5yr); entered 2013$102.7mDeposits, Escambia County, Alabama: $116.7m in 2016 rising to $205.5m in 20256.5%$205.5m-0.08
Tupelo, MS46180MSMicropolitanLowEstablished - MatureEstablished - Mature; share 3.7% (-409bps 5yr); 5 branches (-1 5yr); entered 1994$46.3mDeposits, Tupelo, MS: $212.9m in 2016 falling to $185.1m in 2025-1.5%$185.1m3.7%-409 bps-0.63
Marion County, Mississippi28091MSRuralLowEntrenched LeaderEntrenched Leader; share 23.9% (+156bps 5yr); 2 branches (+0 5yr); entered 1994$80.9mDeposits, Marion County, Mississippi: $90.2m in 2016 rising to $161.8m in 20256.7%$161.8m23.9%+157 bps-0.57
Columbus, MS18060MSMicropolitanLowEntrenched LeaderEntrenched Leader; share 9.9% (-271bps 5yr); 3 branches (+0 5yr); entered 1994$53.6mDeposits, Columbus, MS: $154.7m in 2016 rising to $160.8m in 20250.4%$160.8m9.9%-271 bps-0.34
Smith County, Mississippi28129MSRuralMediumEntrenched LeaderEntrenched Leader; share 52.8% (+112bps 5yr); 2 branches (+0 5yr); entered 1998$73.0mDeposits, Smith County, Mississippi: $87.8m in 2016 rising to $146.0m in 20255.8%$146.0m52.8%+112 bps-0.01
Corinth, MS18420MSMicropolitanLowEntrenched Leader (consolidating)Entrenched Leader (consolidating); share 15.1% (-614bps 5yr); 2 branches (-1 5yr); entered 1997$72.4mDeposits, Corinth, MS: $170.3m in 2016 falling to $144.7m in 2025-1.8%$144.7m15.1%-614 bps-0.75
Butler County, Alabama01013ALRuralMediumEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 3 branches (+0 5yr); entered 2013$44.7mDeposits, Butler County, Alabama: $93.2m in 2016 rising to $134.0m in 20254.1%$134.0m-0.30
Greenville, MS24740MSMicropolitanLowEntrenched Leader (consolidating)Entrenched Leader (consolidating); share 10.4% (-136bps 5yr); 3 branches (-1 5yr); entered 1994; CAUTION: $0.1bn booked OUT of offices here between the 2020 and 2025 surveys (office-level book relocation, see methodology 8.6) -- check whether the move was intra-market (share unaffected) or cross-market (share delta is partly a booking change, not an operating result) before reading this label$65.6mDeposits, Greenville, MS: $99.9m in 2016 rising to $131.3m in 20253.1%$131.3m10.4%-136 bps-1.44
Greenwood, MS24900MSMicropolitanLowEntrenched Leader (consolidating)Entrenched Leader (consolidating); share 11.0% (-651bps 5yr); 3 branches (-1 5yr); entered 1994$63.9mDeposits, Greenwood, MS: $135.1m in 2016 falling to $127.8m in 2025-0.6%$127.8m11.0%-651 bps-1.59
Monroe County, Alabama01099ALRuralLowEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 1 branches (-1 5yr); entered 2013$126.0mDeposits, Monroe County, Alabama: $117.8m in 2016 rising to $126.0m in 20250.8%$126.0m-0.75
Leake County, Mississippi28079MSRuralMediumEntrenched LeaderEntrenched Leader; share 23.4% (-182bps 5yr); 3 branches (+0 5yr); entered 2011$61.0mDeposits, Leake County, Mississippi: $100.2m in 2016 rising to $122.0m in 20252.2%$122.0m23.4%-182 bps+0.10
Eufaula, AL-GA21640ALMicropolitanLowEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 2 branches (+0 5yr); entered 2013$54.5mDeposits, Eufaula, AL-GA: $72.1m in 2016 rising to $109.0m in 20254.7%$109.0m-0.72
Amite County, Mississippi28005MSRuralMediumEntrenched LeaderEntrenched Leader; share 57.1% (+947bps 5yr); 2 branches (+0 5yr); entered 1994$47.5mDeposits, Amite County, Mississippi: $53.1m in 2016 rising to $95.0m in 20256.7%$95.0m57.1%+947 bps-0.08
Oxford, MS37060MSMicropolitanHighEstablished - MatureEstablished - Mature; share 4.4% (-317bps 5yr); 2 branches (+0 5yr); entered 2014$45.8mDeposits, Oxford, MS: $96.6m in 2016 falling to $91.5m in 2025-0.6%$91.5m4.4%-317 bps+0.38
Pensacola-Ferry Pass-Brent, FL37860FLSecondary MetroHighNew EntrantNew Entrant; share 1.3% (+67bps 5yr); 1 branches (+0 5yr); entered 2018$84.7mDeposits, Pensacola-Ferry Pass-Brent, FL: $4.0m in 2018 rising to $84.7m in 202554.6%$84.7m1.3%+67 bps+0.83
Auburn-Opelika, AL12220ALSmall MetroHighEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 2 branches (+0 5yr); entered 2013$37.5mDeposits, Auburn-Opelika, AL: $57.5m in 2016 rising to $75.0m in 20253.0%$75.0m+0.63
Marengo County, Alabama01091ALRuralLowEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 2 branches (+0 5yr); entered 2013$36.5mDeposits, Marengo County, Alabama: $60.0m in 2016 rising to $73.0m in 20252.2%$73.0m-0.53
Gulfport-Biloxi, MS25060MSSecondary MetroHighEstablished - MatureEstablished - Mature; share 1.2% (-24bps 5yr); 2 branches (+0 5yr); entered 2006$29.7mDeposits, Gulfport-Biloxi, MS: $31.5m in 2016 rising to $59.4m in 20257.3%$59.4m1.2%-24 bps+0.46
Tuscaloosa, AL46220ALSecondary MetroLowEstablished - MatureEstablished - Mature; share n/a (n/a bps 5yr); 1 branches (+0 5yr); entered 2016$24.9mDeposits, Tuscaloosa, AL: $984k in 2016 rising to $24.9m in 202543.2%$24.9m-0.37
Starkville, MS44260MSMicropolitanMediumEstablished - MatureEstablished - Mature; share 1.1% (+30bps 5yr); 1 branches (+0 5yr); entered 2012$17.7mDeposits, Starkville, MS: $7.1m in 2016 rising to $17.7m in 202510.8%$17.7m1.1%+30 bps-0.13
Neshoba County, Mississippi28099MSRuralMediumEstablished - MatureEstablished - Mature; share 1.4% (-1284bps 5yr); 1 branches (+0 5yr); entered 2011; CAUTION: $0.1bn booked OUT of offices here between the 2020 and 2025 surveys (office-level book relocation, see methodology 8.6) -- check whether the move was intra-market (share unaffected) or cross-market (share delta is partly a booking change, not an operating result) before reading this label$13.3mDeposits, Neshoba County, Mississippi: $107.0m in 2016 falling to $13.3m in 2025-20.7%$13.3m1.4%-1,284 bps-0.29
Totals over 38 markets shown$15.2bn57 counties · 181 offices
ML_06Market detail

One market, in full

Select a market — on the map, in the ranking table above, or through a figure cited in the brief — to see it in full here.

ML_09Methodology & basis

How these numbers were produced

Every threshold, gate and vintage, generated with this bank’s own figures.

Trustmark Bank (cert 4988) · 38 markets · unfiltered

Read the methodology