A $15.2bn book; 18.8% of deposits sit in high-growth markets; the largest market is 39.3% of the book; 2 high-growth markets are losing share.
Generated 22 Aug 2026, 03:35 UTC · drafted over all 38 markets · 11 citations, every one resolved against the computed rows
ML_02·Book
Book
$15.2bn
38 markets
In high-growth markets
9 of 38
Largest position
Top 5
59% of book
Deposits are this bank’s pro forma SOD book in each market, not market size. Jackson’s 30.4% is share of that metro; 39.3% is share of Trustmark Bank’s own book.
ML_03·Footprint map
Where the deposits are
Every market the bank books deposits in, shaded by the column the table is sorted by. Drag to pan, scroll or use the controls to zoom; the arrow keys move between markets.
Footprint map
Each shaded region is a market, not a state — CBSAs cross state lines, and rural markets are single counties drawn on top of the metro layer.
Shading: Bank deposits (current) (US dollars) · sequential ramp · 38 markets in view
Highest$396.3m to $6.0bn8 markets
Band 4$227.7m to <$396.3m7 markets
Band 3$142.6m to <$227.7m8 markets
Band 2$92.9m to <$142.6m7 markets
Lowest$13.3m to <$92.9m8 markets
No datano value for this measure0 markets
Hatchedlimited-service offices in the market12 markets
Sequential ramp on slate with alpha, five quantile bins — this measure carries no direction.
Trustmark Bank (cert 4988) · 38 markets · unfiltered · as of 22 Aug 2026, 03:35 UTC
Loading county geometry…
Click a market to open it. Scroll or pinch to zoom, drag to pan, double-click to zoom in, and the buttons in the corner do the same from the keyboard — Fit returns to the whole footprint. The map itself is one tab stop: Tab moves into it, the arrow keys move between neighbouring markets, Home and End jump to the first and last, Enter or Space selects, and Escape clears the selection.
ML_07A·AI strengths & watch items
Strength
Panama City-Panama City Beach, FL is a growth market where the franchise is already established (Entrenched Leader).
Deposit share compounds where population and income are growing: the same branch network gathers a larger book each year without new capital expenditure.
Strength
Crestview-Fort Walton Beach-Destin, FL is a growth market where the franchise is already established (Established - Mature).
Deposit share compounds where population and income are growing: the same branch network gathers a larger book each year without new capital expenditure.
Strength
Houston-Pasadena-The Woodlands, TX is a growth market where the franchise is already established (Established - Mature).
Deposit share compounds where population and income are growing: the same branch network gathers a larger book each year without new capital expenditure.
Watch
Jackson, MS scores below the national distribution on the growth composite.
A shrinking or flat market makes share gains a zero-sum fight for the same deposits, which shows up as price competition before it shows up in volume.
Watch
Memphis, TN-MS-AR scores below the national distribution on the growth composite.
A shrinking or flat market makes share gains a zero-sum fight for the same deposits, which shows up as price competition before it shows up in volume.
Watch
Hattiesburg, MS scores below the national distribution on the growth composite.
A shrinking or flat market makes share gains a zero-sum fight for the same deposits, which shows up as price competition before it shows up in volume.
3 strengths · 3 watch items · 11 cited figures. Hover a figure to raise its row on the map and in the ranking table; select it to open that market in full.
ML_07B·Caveats
Strategic question
Where would the next branch buy the most incremental share, given where the franchise is already entrenched?
Caveatsfrom the run’s own data flags
Deposit shares are Summary of Deposits book values as of the June survey date and follow the booking office, not the customer.
Markets flagged in data_flags carry a stated caveat in the row.
Claims dropped
0 claims dropped — every claim on screen resolved against the computed rows. The 11 figures above are the ones that survived that check.
Machine-generated from the computed figures shown above. Every number is calculated in Python and cited; the model interprets and never calculates. It is interpretation, not a statement about the institution’s condition or management.
GrowthShare
Size
Showing 38 of 38 markets · sorted by Bank deposits (current), highest first · 40 columns hidden
Rows are comfortable — the density toggle sits on the table, with the export controls.
ML_04·Ranked markets
Every market, ranked
Sorted client-side from the complete row set. Sort, filter, density and the selected market all live in the URL, so a shared link reopens exactly this view.
38 markets shown · sorted by Bank deposits (current) high to low · 40 columns hidden
CSV carries the sort, the visible columns and the filtered row set exactly as shown, plus a provenance header. XLSX and PowerPoint are the logged N6 waiver (P1-05).
Markets ranked by Bank deposits (current), highest first. 38 markets. The last row is a total over the markets shown.
Established - Mature; share n/a (n/a bps 5yr); 5 branches (-1 5yr); entered 2017; CAUTION: $0.1bn booked OUT of offices here between the 2020 and 2025 surveys (office-level book relocation, see methodology 8.6) -- check whether the move was intra-market (share unaffected) or cross-market (share delta is partly a booking change, not an operating result) before reading this label
Entrenched Leader; share 14.1% (+29bps 5yr); 2 branches (-2 5yr); entered 1994; CAUTION: $0.1bn booked OUT of offices here between the 2020 and 2025 surveys (office-level book relocation, see methodology 8.6) -- check whether the move was intra-market (share unaffected) or cross-market (share delta is partly a booking change, not an operating result) before reading this label
Entrenched Leader (consolidating); share 10.4% (-136bps 5yr); 3 branches (-1 5yr); entered 1994; CAUTION: $0.1bn booked OUT of offices here between the 2020 and 2025 surveys (office-level book relocation, see methodology 8.6) -- check whether the move was intra-market (share unaffected) or cross-market (share delta is partly a booking change, not an operating result) before reading this label
Established - Mature; share 1.4% (-1284bps 5yr); 1 branches (+0 5yr); entered 2011; CAUTION: $0.1bn booked OUT of offices here between the 2020 and 2025 surveys (office-level book relocation, see methodology 8.6) -- check whether the move was intra-market (share unaffected) or cross-market (share delta is partly a booking change, not an operating result) before reading this label
$13.3m
-20.7%
$13.3m
1.4%
-1,284 bps
-0.29
Totals over 38 markets shown
$15.2bn
57 counties · 181 offices
ML_06·Market detail
One market, in full
Select a market — on the map, in the ranking table above, or through a figure cited in the brief — to see it in full here.
ML_09·Methodology & basis
How these numbers were produced
Every threshold, gate and vintage, generated with this bank’s own figures.
Trustmark Bank (cert 4988) · 38 markets · unfiltered