Market Lens — bank market footprint analysis from FDIC Summary of Deposits (June 2025), Census PEP, BEA and BLS QCEW.
A $21.8bn book; 82.5% of deposits sit in high-growth markets; the largest market is 8.6% of the book; 10 high-growth markets are losing share.
Generated 22 Aug 2026, 03:35 UTC · drafted over all 86 markets · 12 citations, every one resolved against the computed rows
86 markets
54 of 86
Deposits are this bank’s pro forma SOD book in each market, not market size. Bozeman’s 37.2% is share of that metro; 8.6% is share of Glacier Bank’s own book.
Every market the bank books deposits in, shaded by the column the table is sorted by. Drag to pan, scroll or use the controls to zoom; the arrow keys move between markets.
Footprint map
Each shaded region is a market, not a state — CBSAs cross state lines, and rural markets are single counties drawn on top of the metro layer.
Shading: Bank deposits (current) (US dollars) · sequential ramp · 86 markets in view
Sequential ramp on slate with alpha, five quantile bins — this measure carries no direction.
Glacier Bank (cert 30788) · 86 markets · unfiltered · as of 22 Aug 2026, 03:35 UTC
Loading county geometry…
Click a market to open it. Scroll or pinch to zoom, drag to pan, double-click to zoom in, and the buttons in the corner do the same from the keyboard — Fit returns to the whole footprint. The map itself is one tab stop: Tab moves into it, the arrow keys move between neighbouring markets, Home and End jump to the first and last, Enter or Space selects, and Escape clears the selection.
Bozeman, MT is a growth market where the franchise is already established (Entrenched Leader).
Deposit share compounds where population and income are growing: the same branch network gathers a larger book each year without new capital expenditure.
Kalispell, MT is a growth market where the franchise is already established (Entrenched Leader).
Deposit share compounds where population and income are growing: the same branch network gathers a larger book each year without new capital expenditure.
Provo-Orem-Lehi, UT is a growth market where the franchise is already established (New Entrant).
Deposit share compounds where population and income are growing: the same branch network gathers a larger book each year without new capital expenditure.
Idaho Falls, ID scores below the national distribution on the growth composite.
A shrinking or flat market makes share gains a zero-sum fight for the same deposits, which shows up as price competition before it shows up in volume.
Platte County, Wyoming scores below the national distribution on the growth composite.
A shrinking or flat market makes share gains a zero-sum fight for the same deposits, which shows up as price competition before it shows up in volume.
Pueblo, CO scores below the national distribution on the growth composite.
A shrinking or flat market makes share gains a zero-sum fight for the same deposits, which shows up as price competition before it shows up in volume.
3 strengths · 3 watch items · 12 cited figures. Hover a figure to raise its row on the map and in the ranking table; select it to open that market in full.
Where would the next branch buy the most incremental share, given where the franchise is already entrenched?
0 claims dropped — every claim on screen resolved against the computed rows. The 12 figures above are the ones that survived that check.
Machine-generated from the computed figures shown above. Every number is calculated in Python and cited; the model interprets and never calculates. It is interpretation, not a statement about the institution’s condition or management.
Sorted client-side from the complete row set. Sort, filter, density and the selected market all live in the URL, so a shared link reopens exactly this view.
86 markets shown · sorted by Bank deposits (current) high to low · 40 columns hidden
CSV carries the sort, the visible columns and the filtered row set exactly as shown, plus a provenance header. XLSX and PowerPoint are the logged N6 waiver (P1-05).
| Row actionDetail | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bozeman, MT | 14580 | MT | Small Metro | High | Entrenched Leader | $207.8m | 21.6% | $1.9bn | 37.2% | +375 bps | +2.35 | ||
| Kalispell, MT | 28060 | MT | Micropolitan | High | Entrenched Leader | $201.6m | 7.2% | $1.8bn | 47.7% | +574 bps | +1.92 | ||
| Provo-Orem-Lehi, UT | 39340 | UT | Secondary Metro | High | New Entrant | $127.7m | -9.5% | $1.4bn | 5.7% | +565 bps | +1.67 | ||
| Billings, MT | 13740 | MT | Small Metro | High | Entrenched Leader | $126.4m | 4.7% | $884.7m | 11.9% | -62 bps | +0.78 | ||
| Missoula, MT | 33540 | MT | Small Metro | High | Entrenched Leader (consolidating) | $271.5m | 4.8% | $814.6m | 22.2% | -285 bps | +0.95 | ||
| Reno, NV | 39900 | NV | Secondary Metro | High | Established - Mature | $156.3m | 2.0% | $781.5m | 5.3% | -73 bps | +0.91 | ||
| Boise City, ID | 14260 | ID | Secondary Metro | High | Expanding | $75.3m | 12.0% | $752.6m | 4.3% | +86 bps | +1.77 | ||
| Lake Havasu City-Kingman, AZ | 29420 | AZ | Small Metro | High | Entrenched Leader | $148.3m | 11.8% | $741.6m | 17.2% | +571 bps | +1.51 | ||
| Coeur d'Alene, ID | 17660 | ID | Small Metro | High | Entrenched Leader | $173.5m | 7.8% | $693.8m | 14.3% | +23 bps | +1.90 | ||
| Helena, MT | 25740 | MT | Small Metro | High | Entrenched Leader | $124.7m | 7.2% | $623.3m | 24.9% | +78 bps | +1.19 | ||
| Idaho Falls, ID | 26820 | ID | Small Metro | Medium | Entrenched Leader | $129.4m | 28.4% | $517.5m | 19.6% | +1,290 bps | -0.23 | ||
| Prescott Valley-Prescott, AZ | 39150 | AZ | Secondary Metro | High | Entrenched Leader | $120.4m | 35.1% | $481.4m | 8.6% | +113 bps | +1.65 | ||
| Ogden, UT | 36260 | UT | Secondary Metro | High | Established - Mature | $56.1m | 21.0% | $448.5m | 4.9% | -148 bps | +0.57 | ||
| Salt Lake City-Murray, UT | 41620 | UT | Major Metro | High | Expanding | $69.7m | 58.9% | $418.3m | 0.0% | +4 bps | +0.50 | ||
| Cody, WY | 17650 | WY | Micropolitan | High | Entrenched Leader | $193.9m | 2.0% | $387.7m | 35.2% | +689 bps | +0.71 | ||
| Yuma, AZ | 49740 | AZ | Small Metro | High | Entrenched Leader | $190.4m | 6.3% | $380.7m | 12.6% | +10 bps | +0.46 | ||
| Logan, UT-ID | 30860 | ID|UT | Small Metro | High | New Entrant | $85.1m | -10.5% | $340.4m | 10.4% | +1,039 bps | +0.75 | ||
| Chaffee County, Colorado | 08015 | CO | Rural | High | Entrenched Leader | $169.1m | 9.2% | $338.2m | 39.0% | +630 bps | +0.84 | ||
| Lake County, Montana | 30047 | MT | Rural | High | Entrenched Leader | $167.9m | 10.5% | $335.8m | 42.3% | +408 bps | +0.86 | ||
| Wenatchee-East Wenatchee, WA | 48300 | WA | Small Metro | High | Entrenched Leader | $79.3m | 9.5% | $317.3m | 9.3% | +217 bps | +0.49 | ||
| Hailey, ID | 25200 | ID | Micropolitan | High | Entrenched Leader | $158.5m | 7.8% | $317.0m | 24.9% | +605 bps | +1.76 | ||
| Okanogan County, Washington | 53047 | WA | Rural | High | Entrenched Leader | $73.2m | 5.8% | $293.0m | 39.2% | +644 bps | +0.55 | ||
| Spokane-Spokane Valley, WA | 44060 | WA | Secondary Metro | High | Expanding | $97.6m | 18.9% | $292.7m | 2.1% | +83 bps | +0.49 | ||
| Ravalli County, Montana | 30081 | MT | Rural | High | Entrenched Leader | $127.5m | 8.3% | $255.1m | 20.2% | +425 bps | +1.28 | ||
| Pocatello, ID | 38540 | ID | Small Metro | High | Entrenched Leader | $81.8m | 8.5% | $245.4m | 23.5% | +601 bps | +0.75 | ||
| Sandpoint, ID | 41760 | ID | Micropolitan | High | Entrenched Leader | $121.3m | 10.7% | $242.5m | 26.2% | +313 bps | +1.93 | ||
| Butte-Silver Bow, MT | 15580 | MT | Micropolitan | Medium | Entrenched Leader | $119.5m | 7.8% | $239.0m | 25.6% | +19 bps | +0.22 | ||
| Denver-Aurora-Centennial, CO | 19740 | CO | Major Metro | High | Established - Mature | $79.2m | -0.7% | $237.7m | 0.3% | -5 bps | +0.42 | ||
| Durango, CO | 20420 | CO | Micropolitan | Medium | Entrenched Leader | $117.2m | 5.8% | $234.4m | 11.3% | +74 bps | +0.14 | ||
| Lincoln County, Montana | 30053 | MT | Rural | High | Entrenched Leader | $116.0m | 8.2% | $232.0m | 61.7% | +424 bps | +1.30 | ||
| Rexburg, ID | 39940 | ID | Micropolitan | Medium | Entrenched Leader | $52.4m | 26.8% | $209.7m | 25.5% | +2,143 bps | +0.04 | ||
| Platte County, Wyoming | 56031 | WY | Rural | Low | Entrenched Leader | $104.5m | 3.1% | $209.0m | 51.5% | -646 bps | -1.02 | ||
| Pueblo, CO | 39380 | CO | Small Metro | Medium | Entrenched Leader | $51.6m | 10.4% | $206.3m | 9.6% | +107 bps | -0.21 | ||
| Rio Blanco County, Colorado | 08103 | CO | Rural | Medium | Entrenched Leader | $92.4m | 2.6% | $184.9m | 74.2% | -67 bps | -0.19 | ||
| Sanders County, Montana | 30089 | MT | Rural | High | Entrenched Leader | $91.5m | 5.3% | $183.0m | 64.2% | +121 bps | +1.42 | ||
| Lincoln County, Wyoming | 56023 | WY | Rural | High | Entrenched Leader | $60.8m | 8.1% | $182.3m | 26.8% | +144 bps | +1.42 | ||
| Evanston, WY-UT | 21740 | WY | Micropolitan | Medium | Entrenched Leader | $87.9m | 0.7% | $175.8m | 35.2% | +66 bps | -0.25 | ||
| Yakima, WA | 49420 | WA | Secondary Metro | Low | New Entrant | $86.7m | 404.9% | $173.4m | 4.3% | +433 bps | -0.84 | ||
| Kennewick-Richland, WA | 28420 | WA | Secondary Metro | Medium | New Entrant | $82.7m | 67.3% | $165.4m | 3.6% | +360 bps | +0.12 | ||
| Teton County, Montana | 30099 | MT | Rural | Medium | Entrenched Leader | $82.2m | 1.4% | $164.4m | 80.4% | -235 bps | -0.28 | ||
| Fergus County, Montana | 30027 | MT | Rural | Medium | Entrenched Leader | $164.3m | 3.8% | $164.3m | 41.8% | -284 bps | +0.09 | ||
| Moses Lake, WA | 34180 | WA | Micropolitan | High | Entrenched Leader | $54.7m | 19.1% | $164.1m | 9.7% | +677 bps | +0.34 | ||
| Cañon City, CO | 15860 | CO | Micropolitan | High | Entrenched Leader | $81.4m | 2.7% | $162.8m | 21.7% | +272 bps | +0.34 | ||
| Grand Junction, CO | 24300 | CO | Small Metro | Medium | Pulling Back | $77.9m | 7.2% | $155.8m | 4.2% | -36 bps | +0.30 | ||
| Carson City, NV | 16180 | NV | Small Metro | Medium | Entrenched Leader | $151.2m | 9.8% | $151.2m | 10.1% | +456 bps | +0.17 | ||
| St. George, UT | 41100 | UT | Small Metro | High | New Entrant | $66.9m | -2.7% | $133.8m | 3.4% | +343 bps | +2.36 | ||
| Lincoln County, Washington | 53043 | WA | Rural | High | New Entrant | $42.8m | 3.2% | $128.5m | 33.2% | +3,316 bps | +0.41 | ||
| Boundary County, Idaho | 16021 | ID | Rural | High | Entrenched Leader | $124.1m | 9.7% | $124.1m | 47.8% | +736 bps | +1.33 | ||
| Gardnerville Ranchos, NV-CA | 23820 | NV | Micropolitan | High | Established - Mature | $123.7m | 6.2% | $123.7m | 7.3% | +47 bps | +0.84 | ||
| Pend Oreille County, Washington | 53051 | WA | Rural | High | Entrenched Leader | $61.8m | 5.6% | $123.6m | 72.7% | -693 bps | +0.33 | ||
| Sublette County, Wyoming | 56035 | WY | Rural | Low | Entrenched Leader | $102.8m | 4.3% | $102.8m | 26.6% | +317 bps | -1.11 | ||
| Chouteau County, Montana | 30015 | MT | Rural | Low | Entrenched Leader | $50.5m | 5.3% | $101.0m | 86.6% | +1,106 bps | -0.60 | ||
| Heber, UT | 25720 | UT | Micropolitan | High | Established - Mature | $49.2m | 6.5% | $98.4m | 4.0% | +43 bps | +3.45 | ||
| Archuleta County, Colorado | 08007 | CO | Rural | High | Entrenched Leader | $96.2m | 10.0% | $96.2m | 20.7% | +491 bps | +0.66 | ||
| Rock Springs, WY | 40540 | WY | Micropolitan | Low | Entrenched Leader | $95.5m | -1.9% | $95.5m | 9.0% | -133 bps | -2.06 | ||
| Phoenix-Mesa-Chandler, AZ | 38060 | AZ | Major Metro | High | Established - Mature | $47.4m | 21.1% | $94.9m | 0.1% | +3 bps | +1.15 | ||
| Deer Lodge County, Montana | 30023 | MT | Rural | High | Entrenched Leader | $94.8m | 14.7% | $94.8m | 59.1% | +2,985 bps | +0.52 | ||
| Flagstaff, AZ | 22380 | AZ | Small Metro | Low | Expanding | $93.2m | 74.9% | $93.2m | 4.0% | +321 bps | -0.40 | ||
| Sheridan County, Montana | 30091 | MT | Rural | Low | New Entrant | $89.5m | —— | $89.5m | 32.6% | +3,258 bps | -0.66 | ||
| Goshen County, Wyoming | 56015 | WY | Rural | Low | Entrenched Leader | $89.2m | 0.6% | $89.2m | 15.4% | -32 bps | -0.46 | ||
| Brigham City, UT-ID | 14940 | UT | Micropolitan | High | Entrenched Leader | $84.5m | 3.0% | $84.5m | 15.7% | -190 bps | +1.60 | ||
| Steamboat Springs, CO | 44460 | CO | Micropolitan | High | Pulling Back | $41.2m | 0.1% | $82.4m | 4.9% | -289 bps | +0.76 | ||
| Casper, WY | 16220 | WY | Small Metro | Low | New Entrant | $79.3m | 4.7% | $79.3m | 3.1% | +315 bps | -0.87 | ||
| Columbia County, Washington | 53013 | WA | Rural | Medium | New Entrant | $69.0m | —— | $69.0m | 50.6% | +5,059 bps | -0.02 | ||
| Blaine County, Montana | 30005 | MT | Rural | Low | Entrenched Leader | $49.9m | -3.1% | $49.9m | 43.7% | -2,530 bps | -0.63 | ||
| Colorado Springs, CO | 17820 | CO | Secondary Metro | High | Established - Mature | $41.3m | 5.9% | $41.3m | 0.4% | -22 bps | +0.44 | ||
| Othello, WA | 36830 | WA | Micropolitan | High | New Entrant | $40.2m | 4.3% | $40.2m | 13.7% | +1,375 bps | +0.57 | ||
| Sheridan, WY | 43260 | WY | Micropolitan | High | New Entrant | $37.6m | 310.0% | $37.6m | 2.8% | +276 bps | +1.36 | ||
| Liberty County, Montana | 30051 | MT | Rural | Low | Entrenched Leader | $35.7m | 22.3% | $35.7m | 100.0% | +5,378 bps | -0.38 | ||
| Tucson, AZ | 46060 | AZ | Major Metro | Medium | New Entrant | $31.0m | 25.3% | $31.0m | 0.2% | +7 bps | +0.27 | ||
| Big Horn County, Wyoming | 56003 | WY | Rural | High | Established - Mature | $24.3m | 4.7% | $24.3m | 5.2% | -3 bps | +0.34 | ||
| Shoshone County, Idaho | 16079 | ID | Rural | High | New Entrant | $17.9m | 131.2% | $17.9m | 9.6% | +961 bps | +1.16 | ||
| Ellensburg, WA | 21260 | WA | Micropolitan | Medium | New Entrant | $14.7m | 4.3% | $14.7m | 1.3% | +134 bps | +0.21 | ||
| Pondera County, Montana | 30073 | MT | Rural | Medium | New Entrant | $12.0m | 59.7% | $12.0m | 5.7% | +571 bps | -0.15 | ||
| Great Falls, MT | 24500 | MT | Small Metro | Medium | New Entrant | $8.8m | 1.6% | $8.8m | 0.4% | +4 bps | +0.30 | ||
| Dallas-Fort Worth-Arlington, TX | 19100 | TX | Major Metro | High | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | +0.87 | ||
| Texarkana, TX-AR | 45500 | TX | Small Metro | Medium | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | -0.28 | ||
| Houston-Pasadena-The Woodlands, TX | 26420 | TX | Major Metro | High | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | +0.72 | ||
| Austin-Round Rock-San Marcos, TX | 12420 | TX | Major Metro | High | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | +1.81 | ||
| Paris, TX | 37580 | TX | Micropolitan | Medium | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | -0.12 | ||
| College Station-Bryan, TX | 17780 | TX | Secondary Metro | High | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | +0.51 | ||
| Mount Pleasant, TX | 34420 | TX | Micropolitan | High | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | +0.89 | ||
| Longview, TX | 30980 | TX | Secondary Metro | Medium | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | +0.07 | ||
| Fort Collins-Loveland, CO | 22660 | CO | Secondary Metro | Medium | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | +0.31 | ||
| Sulphur Springs, TX | 44860 | TX | Micropolitan | High | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | +1.14 | ||
| Franklin County, Texas | 48159 | TX | Rural | High | New Entrant | $0k | —— | $0k | 0.0% | +0 bps | +1.14 | ||
| Totals over 86 markets shown | $21.8bn | 107 counties · 261 offices |
Select a market — on the map, in the ranking table above, or through a figure cited in the brief — to see it in full here.
Every threshold, gate and vintage, generated with this bank’s own figures.
Glacier Bank (cert 30788) · 86 markets · unfiltered